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  • Seoul Citizens Can Receive Up to KRW 10 Million through the City’s “Citizen’s Safety Insurance”

  • SMG 564

    Starting on January 1, 2020, with the Citizen’s Safety Insurance, citizens who have been affected by accidents such as natural disasters, fires, collapsing buildings, and more can receive up to KRW 10,000,000 from the insurance company contracted by Seoul.

    All citizens registered to reside in Seoul (including registered aliens) are automatically enrolled in the insurance, and they can receive insurance if they are affected by the covered items.

    The coverage includes the ① death due to a natural disaster, ② explosion/fire/collapse-related accidents, ③ accidents while using public transportation, ④ robbery, and ⑤ traffic accidents within school zones.

    To claim the insurance should there be cause for a claim, the victim or the legal heir should send a claim and the required documents to the insurer. For inquiries, please contact NongHyup Property & Casualty Insurance (☎+82-1644-9666), the insurance company contracted by Seoul in 2020.

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    Category Coverage Insurance Money
    Death caused by natural disasters Death caused by natural disasters (typhoon, flood, earthquake, heavy snow, gale, yellow dust, etc.), heatstroke, or sunstroke KRW 10 million
    Accidents like an explosion, fire, building collapsing, landslide Death Death caused by an explosion, rupture, fire (including lightning), collapse or sinking of a building or structure (including those in course of construction), or landslide KRW 10 million
    Permanent disability Permanent disability caused by an explosion, rupture, fire (including lightning), collapse or sinking of a building or structure (including those in course of construction), or landslide Up to KRW 10 million
    Accidents while using public transportation Death Death caused by an accident aboard public transportation, getting on or off public transportation, or waiting on a platform to use public transportation KRW 10 million
    Permanent disability Permanent disability caused by an accident aboard public transportation, getting on or off public transportation, or waiting on a platform to use public transportation Up to KRW 10 million
    Robbery Death Death caused by a robbery KRW 10 million
    Permanent disability Permanent disability caused by a robbery Up to KRW 10 million
    Treatment fee for injuries caused by traffic accidents in a school zone An individual under 12 years of age injured in a traffic accident aboard or not aboard a vehicle in a school zone (injury severity 1-5) KRW 10 million

    ※ In accordance with Article 732 (Prohibition of Insurance Contracts for Persons under 15 Years of Age, etc.) of the Commercial Act, individuals under 15 years of age are exempt from being the policyholder of mortality insurance.