Starting on January 1, 2020, with the Citizen’s Safety Insurance, citizens who have been affected by accidents such as natural disasters, fires, collapsing buildings, and more can receive up to KRW 10,000,000 from the insurance company contracted by Seoul.
All citizens registered to reside in Seoul (including registered aliens) are automatically enrolled in the insurance, and they can receive insurance if they are affected by the covered items.
The coverage includes the ① death due to a natural disaster, ② explosion/fire/collapse-related accidents, ③ accidents while using public transportation, ④ robbery, and ⑤ traffic accidents within school zones.
To claim the insurance should there be cause for a claim, the victim or the legal heir should send a claim and the required documents to the insurer. For inquiries, please contact NongHyup Property & Casualty Insurance (☎+82-1644-9666), the insurance company contracted by Seoul in 2020.
|Death caused by natural disasters||Death caused by natural disasters (typhoon, flood, earthquake, heavy snow, gale, yellow dust, etc.), heatstroke, or sunstroke||KRW 10 million|
|Accidents like an explosion, fire, building collapsing, landslide||Death||Death caused by an explosion, rupture, fire (including lightning), collapse or sinking of a building or structure (including those in course of construction), or landslide||KRW 10 million|
|Permanent disability||Permanent disability caused by an explosion, rupture, fire (including lightning), collapse or sinking of a building or structure (including those in course of construction), or landslide||Up to KRW 10 million|
|Accidents while using public transportation||Death||Death caused by an accident aboard public transportation, getting on or off public transportation, or waiting on a platform to use public transportation||KRW 10 million|
|Permanent disability||Permanent disability caused by an accident aboard public transportation, getting on or off public transportation, or waiting on a platform to use public transportation||Up to KRW 10 million|
|Robbery||Death||Death caused by a robbery||KRW 10 million|
|Permanent disability||Permanent disability caused by a robbery||Up to KRW 10 million|
|Treatment fee for injuries caused by traffic accidents in a school zone||An individual under 12 years of age injured in a traffic accident aboard or not aboard a vehicle in a school zone (injury severity 1-5)||KRW 10 million|
※ In accordance with Article 732 (Prohibition of Insurance Contracts for Persons under 15 Years of Age, etc.) of the Commercial Act, individuals under 15 years of age are exempt from being the policyholder of mortality insurance.